Patient Resources

Insurance, Financing & Membership Plans

Quality dental care, made approachable. Whether you’re using insurance, splitting a treatment plan over time, or joining our in-house membership, we’ll help you find the path that works for your family.

01 — Insurance

We work with most major PPOs.

You don’t need to be in-network for us to file your claim. Our front-desk team verifies benefits before your visit, walks you through what’s covered, and submits paperwork on your behalf so the only thing you have to think about is your appointment.

Don’t see your carrier here? Give us a call — we likely still accept it as out-of-network.

Delta Dental
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Cigna
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MetLife
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Aetna
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United Healthcare
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Guardian
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Humana
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Principal
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Ameritas
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Blue Cross Blue Shield
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Sun Life
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Anthem
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01

Verify Your Benefits

Send us your member ID before your first visit and we’ll confirm coverage, deductibles, and remaining annual maximums on your behalf.

02

Clear Cost Estimates

After your exam, you’ll receive a written treatment plan that breaks out what insurance covers and what your share looks like — no surprises at checkout.

03

We File the Claims

Our team submits primary and secondary claims directly to your carrier, then follows up so you don’t have to manage paperwork or phone calls.

02 — Financing

Care now. Pay over time.

For larger treatment plans — implants, full-mouth restorations, ortho — we partner with trusted third-party financing programs so you can move forward on the care you need today and pay it off in comfortable monthly installments.

Most patients get an answer in under sixty seconds, and many plans include a 0% APR introductory window.

CareCredit

Most Popular

Healthcare-specific credit line accepted at our office and over 250,000 providers nationwide. Promotional financing up to 24 months on qualifying treatment plans.

0% APR available · soft credit check Apply ›

Sunbit

Quick Approval

A 30-second pre-qualification with no impact on your credit score. Spreads treatment costs across 3, 6, 12, or 24 months — pay in the way that fits your budget.

90% approval rate · no hard pull Apply ›

Cherry

No Hard Credit Check

Patient-friendly monthly payments with no down payment options on smaller balances. Apply online in minutes from your phone before your appointment.

Flexible terms 3–60 months Apply ›

HSA & FSA

Tax Advantaged

Use your Health Savings or Flexible Spending Account dollars on dental treatment at any of our offices. We’ll provide itemized receipts for your records.

Pre-tax savings on most procedures Learn more ›
03 — Membership Plans

No insurance? Join the family.

Our in-house membership is a simple yearly plan, designed for patients without dental insurance. You pay one annual fee and get all your routine care included — plus meaningful discounts on everything else.

No deductibles. No claim forms. No annual maximums. Activate at any visit.

Child

Ages 13 & under — preventive care designed around little smiles.

$249 /year
  • 2 cleanings per year
  • 2 exams & routine x-rays
  • 1 fluoride treatment
  • 20% off all other treatment
  • Emergency exam included
Join Child Plan

Perio

For patients managing periodontal disease — expanded cleaning schedule.

$549 /year
  • 3 perio maintenance cleanings
  • 2 exams & routine x-rays
  • 1 emergency exam
  • 20% off all other treatment
  • Custom care plan with hygienist
Join Perio Plan

Plans are non-transferable, non-refundable, and not insurance. Family discounts available — ask our team at your next visit.

Common Questions

Frequently asked.

We’re in-network with most major PPO plans, and we file claims as a courtesy for out-of-network plans as well. The simplest way to find out is to call any of our offices with your member ID, or send it through our online form — we’ll verify your benefits before your visit and give you a clear picture of what’s covered.
Plenty of our patients don’t. Our in-house membership plans (above) are built specifically for uninsured patients and cost about a third of what you’d pay per visit out-of-pocket. They include all your preventive care for the year, plus meaningful discounts on anything else you need.
Yes — through our financing partners (CareCredit, Sunbit, and Cherry), most patients can break treatment costs into monthly payments. Many qualify for 0% APR promotional periods on plans paid off within 6–24 months. We’ll help you compare options at your consultation.
Absolutely. Most dental procedures — cleanings, fillings, crowns, implants, ortho — are HSA/FSA-eligible. We accept HSA/FSA debit cards directly and provide itemized receipts for any reimbursement filings you need to submit to your administrator.
Your annual fee includes preventive care for the year (cleanings, exams, routine x-rays, and an emergency exam) plus a 20% discount on any additional treatment you might need. Members pay no deductibles, no claim fees, and there are no annual maximums or waiting periods. Discounts can’t be combined with insurance.
No — it’s a savings plan offered directly by our practice, not insurance. That’s actually what makes it simple: there’s no third-party approval process, no claim paperwork, and your benefits begin the day you sign up.

Let’s Get You Smiling!

Schedule your visit and see why so many neighbors trust our team. We can’t wait to meet you.

Schedule an Appointment